PUBLICATIONS

How can sanitation actors in Ghana stimulate toilet loan uptake?

Themes: Finance Market development Sanitation
Countries: Ghana

Only 15% of Ghanaians use an improved household toilet, while nearly a quarter lack access to any household or shared facility. Inability to obtain finance is often cited as a key barrier.

Financial institutions offer toilet loans to help sanitation customers and providers bridge the gap, but uptake is low and businesses face wider challenges in providing affordable products.

This Practice Note considers how demand for sanitation financing products in Ghana could increase.